CENTE One — Banking made simple

Open an account in minutes.
Grow into higher limits as you go.

Start with just an email and password. Verify your identity whenever you're ready, and your limits grow with you — no branch visit required.

How your limits grow

Just signed up

Email + password

Browsing onlyNo transfers yet

Tier 1

BVN on file

₦0per day

Tier 2

NIN + business details

₦0per day

We only use your BVN and NIN to confirm it's really you. They're never shared or sold.

1Confirm email

2Tier 1

3Tier 2

Step 1

Check your inbox

We sent a confirmation link to . Click it and come back here.

Pick a new password

Something you haven't used here before.

Total balance

—

Your tier

—

Daily limit

—

Resets at midnight

Per transfer

—

Max in one go

Balance cap

—

Across all wallets

Verification

Recent activity

Date	Type	Status	Amount

Tier 1 — Bank Verification Number

₦10,000 per transfer · ₦50,000 a day · ₦300,000 balance cap — and it creates your account number.

BVN (11 digits)

BVNs are 11 digits — check it again.

Date of birth

We need your date of birth.

Phone number

That phone number doesn't look right.

What do you do?

Let us know your occupation.

Street

City

State

Country

A ₦20 processing fee applies to outgoing transfers, plus a ₦50 stamp duty on amounts over ₦10,000 (this is a CBN requirement, not something we add).

Bank transfer

From wallet

Bank

Account number

Amount (₦)

What's it for? optional

Status

Type

Date	Reference	Type	Status	Amount	Total

Home address

This goes on your KYC record.

Street

City

State

Country

Danger zone

Closing your account goes through our support team first — your money stays safe until we've spoken with you.

Open an account in minutes.
Grow into higher limits as you go.

Welcome back

Let's get you set up

Forgot your password?

Check your inbox

Let's verify who you are

You're set up 🎉

Add your NIN and business details

You're all set 🎉

Add your Tax ID

You're fully verified 🎉

Pick a new password

Welcome back

Business tools

Verification

Recent activity

Verify your identity

Fully verified 🎉

Tier 1 — Bank Verification Number

Tier 2 — National ID verification

Tier 3 — Tax Identification Number

Wallets

🔒 Virtual card

Send money

Bank transfer

Move between wallets

To a Prospa account

Sending your transfer…

Activity

Profile & settings

Personal details

Home address

Change password

Transaction PIN

Danger zone

Open an account in minutes.Grow into higher limits as you go.

Welcome back

Let's get you set up

Forgot your password?

Check your inbox

Let's verify who you are

You're set up 🎉

Add your NIN and business details

You're all set 🎉

Add your Tax ID

You're fully verified 🎉

Pick a new password

Welcome back

Business tools

Verification

Recent activity

Verify your identity

Fully verified 🎉

Tier 1 — Bank Verification Number

Tier 2 — National ID verification

Tier 3 — Tax Identification Number

Wallets

🔒 Virtual card

Send money

Bank transfer

Move between wallets

To a Prospa account

Sending your transfer…

Activity

Profile & settings

Personal details

Home address

Change password

Transaction PIN

Danger zone

Create a wallet

Wallet

Transaction detail

Transfer Receipt

Just checking

Open an account in minutes.
Grow into higher limits as you go.